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Customer Service	Each card comes with a customer service number, which will be provided to you with the order delivery. For any problems with the card, you can reach the customer service at that number.
Billing Increments	Rounding time is a billing procedure, the unit of time that is taken off of your card as calls are made. For example, if you talk for 9 minutes and 09 seconds, on a one minute rounding calling card you will get charged up to the next full minute, 10 minutes.
Expiration	Every phone cards is different. most cards usually expire 3-6 months after first use.
Connection Fees	A one off charge for initiating a single call. Each and every time you use the card and your party answers, you will be charged a connection fee which will be deducted from the available minutes. This fee is deducted from the card value either in money or in minutes.
Service Fees	Most of the cards come with a maintenance fee which will be charged at a fixed time interval like weekly or semi monthly or monthly fee. One thing which a customer should be aware of is that the first maintenance fee is usually applied, immediately upon the completion of first call or at 12 in the night when the first call is made or after 24 hours the first call made. The fee is deducted either in minutes or dollar value from the card.
Payphone Fees	Nearly all phone card calls originating from a Pay Phone are charged a fee per call and this is required by federal law.
Tax	Some cards are designed to apply a tax for the dollar value of the card used in that call, as soon the call is finished. The tax percentage may vary from card to card. The best way to get most out of those cards would be to use all the available minutes in a single call, so that at the end of the call there is no amount left, hence no taxes applied.
Cell phone charges	All calls made to cellular phones are charged at substantially higher rates than the advertised land line rates, unless other wise specifically mentioned.